NZ PAYE Calculator – Quick Take-Home Pay Calculator
Calculate your exact take-home pay in seconds with our NZ PAYE Calculator. Simply enter your income details and get an instant breakdown of all deductions for the 2025/26 tax year.
How Our NZ PAYE Calculator Works
Enter your gross income, select your pay frequency, and choose your tax options. Our NZ PAYE Calculator handles everything from basic PAYE tax to complex scenarios with multiple income sources, making it the most comprehensive calculator available for New Zealand workers.
Key Features:
- Instant results as you type
- Primary and secondary income support
- KiwiSaver and student loan options
- IETC automatically calculated
- All 2025/26 tax rates included
- Mobile-friendly interface
- No registration required
NZ PAYE Calculator (2025/26)
Primary Income
Secondary Income
Tax Options & Deductions
This calculator provides an estimate for the 2025/26 tax year and is for informational purposes only. Tax is calculated on your total combined income using progressive rates. This tool does not constitute financial advice.
Why Choose This NZ PAYE Calculator?
Accurate Tax Calculations
We use the official IRD tax brackets for 2025/26, ensuring your calculations match real payroll systems. Unlike basic calculators, this tool properly handles progressive tax rates and complex deduction scenarios.
Multiple Income Sources
Whether you have one job or multiple income streams, this NZ PAYE Calculator correctly applies tax codes and distributes deductions proportionally across your various income sources.
Real-Time Updates
As tax rates change, our Calculator is updated immediately to reflect the latest IRD requirements, giving you confidence in your calculations.
Understanding Your PAYE Calculator Results
The Calculator provides a detailed breakdown showing:
- Gross Income: Your total earnings before deductions
- PAYE Tax: Progressive tax calculated on your total income
- ACC Levy: 1.67% on earnings up to $152,790
- KiwiSaver: Your chosen contribution rate
- Student Loan: 12% on income above threshold
- Take-Home Pay: Your final amount after all deductions
Need More Details?
For a complete explanation of how each deduction works and why your take-home pay is calculated this way, read our comprehensive guide: Understanding Your NZ Payslip: A Complete Guide to PAYE (2025/26).
Accurate & Official: Our NZ PAYE Calculator uses current IRD tax rates for the 2025/26 financial year.
Disclaimer: This calculator provides estimates only and should not be considered financial advice.